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“Sarwa Insurance Sets a New Standard, Wins ‘Digital Insurer of the Year 2026’ at MENA Awards”

Written by: Eman Hassan

In a groundbreaking achievement that highlights Egypt’s leadership in financial technology innovation

Sarwa Insurance, a subsidiary of Contact Financial Holding, has been named “Digital Insurer of the Year

at the Digital Insurance MENA Awards 2026 The award, presented in the Customer Experience Transformation

category, marks the first time an Egyptian general insurance company has won this prestigious regional honor

surpassing 21 leading insurers from across the Middle East and North Africa (MENA)

A Landmark Achievement for Egyptian Innovation in Digital Insurance

John Saad, CEO of Contact Financial Holding, expressed his pride in the win, saying

This award is not just a recognition of Sarwa Insurance, but also a testament to Contact’s

broader vision of creating a fully integrated digital financial ecosystem Our goal extends beyond

offering insurance products—we are reshaping the non-banking financial services sector by merging

cutting-edge technology with deep industry expertise This achievement underscores Egypt’s role

as a regional hub for digital insurance solutions, positioning us for sustainable growth and scalability

SarwaNow: Revolutionizing the Digital Insurance Experience

The award is a recognition of SarwaNow, the first fully digital motor insurance issuance

platform in Egypt. This innovative app allows customers to complete the entire insurance

process—from pricing to instant policy issuance—directly through their mobile phones,

eliminating the need for branch visits or paper-based transactions. By offering a seamless

digital insurance experience, SarwaNow has redefined the traditional insurance journey for

new, unlicensed cars Ahmed Khalifa, Managing Director of Sarwa Insurance, commented

Winning the Customer Experience Transformation award is a reflection of our commitment

to putting the customer at the center of every innovation. Through SarwaNow, we have transformed

the traditional insurance journey into a fast, transparent, and secure digital experience. This recognition

demonstrates how regulatory compliance and technological innovation can combine to create real value

for customers and pave the way for a smarter, more efficient future for motor insurance

International Jury Honors Sarwa Insurance for Digital Transformation Excellence

The Digital Insurance MENA Awards evaluation process involved a rigorous assessment

by a distinguished international jury, including prominent insurance and fintech experts

from the MENA region. Key members of the jury included Dr. Sabri Al-Azazi, former Assistant

Governor of the Central Bank of the UAE; David Piesse, Chairman of Ambassadors at the

International Insurance Society; Dr. Ravi Seshadri, Strategic Advisor for InsurTech in APAC

and MENA; and Philip Story, Chairman of the DIFC Insurance Association. Their thorough

evaluation, based on global benchmarks of governance, innovation, and digital transformation

 reflects the prestigious nature of this award

A Fully Integrated Digital Insurance Solution

SarwaNow offers a comprehensive digital insurance experience, enabling secure onboarding

identity verification, digital payments, and in-app document storage Currently, the platform

focuses exclusively on issuing motor insurance policies for newly purchased vehicles,

ensuring speed, accuracy, and excellent customer service This integration of Contact

Financial Holding’s advanced technology with Sarwa Insurance’s underwriting expertise

allows customers to manage their insurance policies more efficiently and securely under

the Financial Regulatory Authority’s licensed fintech framework.

Contact Financial Holding: A Leader in Non-Banking Financial Services

Founded in 2001, Contact Financial Holding is Egypt’s leading provider of non-banking

financial services, offering a broad range of solutions including consumer finance, auto

finance, insurance, mortgage finance, leasing, and factoring With a strong presence in

the market, the Holding has created an integrated ecosystem that drives operational

efficiency and reinforces its role in advancing financial inclusion through digital innovation

Digital Insurance MENA 2026: Shaping the Future of Digital Insurance

Digital Insurance MENA is a premier conference that brings together global leaders

in the insurance industry to discuss innovation and technology The 2026 edition, held

in Dubai, featured over 160 speakers and advisors and attracted more than 1,500 industry

professionals, including technology leaders and decision-makers. This year’s event served

as a platform for discussing the future of digital insurance and fostering collaboration in the

industry. The announcement of Sarwa Insurance’s award during the conference further

solidified the company’s leadership role in the digital transformation of the insurance sector

Conclusion Setting New Standards for Digital Transformation in Insurance

Sarwa Insurance recognition as “Digital Insurer of the Year 2026” in the Customer Experience

Transformation category highlights its innovative approach to transforming the insurance industry

in Egypt and the MENA region. Through SarwaNow, the company is reshaping the motor insurance

sector, offering customers a digital-first experience that is fast, secure, and transparent

This achievement not only underscores Egypt’s growing leadership in digital finance but

also sets a new benchmark for the future of digital insurance Sarwa Insurance